Why are electric bikes difficult to insure? You can insure an electric motorbike through The Bike Insurer using our quote process. You may also struggle to get the same level of cover for an e-bike as a standard bike. Insurance is a big money business and unless profit is going to be made, insurers won't be keen to buy into electric motorbikes.Īt the moment, sales are so small for electric motorbikes that only a limited number of insurers will cover them. Insuring an electric motorbike is difficult (not impossible) because not many insurers have bought into the revolution. Why is insuring an electric motorbike difficult? That's resulted in slow and low sales of electric motorbikes in the UK and without decent sales figures insurers will be reluctant to insure electric motorbikes in the same way that they do combustion models. Unfortunately they're not a realistic proposition for most riders in the UK because they're expensive to buy and they're unreliable in terms of range and charging times. They're better for the environment and cheaper in terms of running costs for owners. Nobody can argue with the theory and thinking of an electric motorbike over a combustion engine machine. The reason is that electric motorbikes are a bit too idealistic and a bit too unrealistic for most riders.Īnd if riders aren't warming to them then insurers won't either - it's a chicken and egg situation. People have been getting excited about electric motorbikes since the turn of the year and the introduction of a plug-in grant for two-wheelers.īy people we mean industry figures and spokespersons because that excitement has not been echoed by riders or insurers in the UK.

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